Job Description

This is a hybrid remote working role based from our Edinburgh office.

In a nutshell

Working within Nominated Office Team across Sainsbury\xe2\x80\x99s Bank and Argos Financial Services to receive, investigate and where appropriate disclose reports of suspicious activity to the National Crime Agency as well as acting as a central point of contact for law enforcement enquiries and legal orders.

What you need to do

\xc2\xb7 Manage the receipt, investigation and disclosure of money laundering and Proceeds of Crime Act (POCA) suspicious activity reports.

\xc2\xb7 Receive, evaluate and escalate sanctions related suspicions or \xe2\x80\x98true matches\xe2\x80\x99 to the MLRO

\xc2\xb7 Receive and review customer risk assessments and making recommendations on treatment.

\xc2\xb7 Responsible for the identification, central logging and reporting of all higher risk customers identified as part of the suspicion reporting/legal order process

\xc2\xb7 Responsible for central receipt and coordination of all FC/AML related legal orders

\xc2\xb7 Maintain a central log and archive of all AML and POCA (fraud) related suspicions submitted to the Nom officer function, together with details of subsequent disclosures/consent requests/non disclosures.

\xc2\xb7 Submit external disclosures or consent/licence requests to the NCA or HMT.

\xc2\xb7 Act as a central reporting point for all legal orders across SB and AFS and our suppliers

\xc2\xb7 Key point of contact and liaison with law enforcement, HMT and NCA on all financial crime related matters

\xc2\xb7 Co-ordinate of all financial crime related customer exits across including monitoring that instructions to exit have been processed correctly.

What you need to know and show

Professional Experience

• Financial Crime qualification such as ICA Diploma or Advanced Certificate in AML/Financial Crime Prevention or ACAMS

• Significant experience of investigating suspicious activity reports working in an:

o 1st or 2nd Line financial crime function o Specialist fraud/risk consulting firm o Specialist fraud or risk decisioning system supplier o Law enforcement

• Retail Banking experience preferable

Technical Expertise

\xc2\xb7 Knowledge of Money Laundering and Proceeds of Crime regulation and legislation

\xc2\xb7 Data analysis skills

\xc2\xb7 Effective relationship management and inter-personal skills

\xc2\xb7 Strong decision-making skills and ability to take initiative

\xc2\xb7 Strong interpersonal skills \xe2\x80\x93 can nuance a message to reflect recipients and circumstances

\xc2\xb7 Resilient / calm under pressure

\xc2\xb7 Excellent attention to detail

\xc2\xb7 Strong problem-solving ability

\xc2\xb7 Strong team player

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Sainsbury\'s