Job Description

About Innovate Life:

Innovate Life is a dynamic company partnered with leading insurance providers, specialising in delivering tailored protection and insurance solutions to clients. We work closely with individuals to ensure they receive expert advice on the most suitable protection products for their specific needs, helping them secure their financial futures and protect what matters most.

Role Overview:

As a Protection Specialist, your primary responsibility will be to provide expert advice on a comprehensive range of protection products tailored to meet each client's unique requirements. These products include mortgage protection, life cover, critical and serious illness cover, whole of life policies, over 50's plans, funeral plans, and income protection. You will conduct detailed fact-finding interviews to understand clients' circumstances, build strong relationships, and recommend appropriate protection solutions while maintaining the highest standards of regulatory compliance. This is a hybrid role and can be worked remotely within the UK for experienced advisers.

Key Responsibilities:

Conduct thorough fact-finding calls with clients to understand their protection needs and financial circumstances.

Provide expert advice on a range of protection products, tailored to meet each client's specific requirements.

Build and maintain strong client relationships, offering exceptional service and support throughout the process.

Take full ownership of your client portfolio, including managing call backs, retentions, and addressing potential cancellations.

Complete any remedial actions identified by compliance in a timely and thorough manner.

Strictly adhere to all company processes and compliance requirements to ensure best practice is maintained.

Achieve and exceed sales targets while maintaining strict compliance with industry regulations.

Proactively follow up with prospects and manage your pipeline effectively.

Maintain a high level of professionalism, confidentiality, and attention to detail during all interactions with clients.

Keep up-to-date with protection products, industry changes, and regulatory requirements.

Skills and Requirements:

Proven experience as a fully advised, whole of market Protection Specialist.

RO5 qualification is desirable but not essential.

Excellent communication skills and the ability to build rapport quickly with clients.

Detail-oriented with strong analytical skills to assess client needs accurately.

Self-motivated with a proven track record of achieving and exceeding targets.

Ability to adapt to a fast-paced, ever-changing environment.

We Are Looking For:

Positive, upbeat individuals with a can-do attitude

Proactive team members who work well on their own initiative as well as part of a team

People who are committed to delivering exceptional customer service

Professionals who take pride in their work and hold themselves to high standards

Those who thrive in a target-driven environment while maintaining ethical practices

What's on Offer:

Base Salary: Up to 30,000 per annum (can rise to 40,000 at senior level)

On-Target Earnings: Potential to exceed 50,000+ with uncapped commission

Work/Life Balance: Flexible home-based working for experienced advisers with no weekends and an early finish on a Friday.

Career progression

If you're looking for a career where your efforts are truly rewarded, and you're passionate about helping people secure their futures, apply now to take the next step in your Protection career.

Job Type: Full-time

Pay: From 30,000.00 per year

Additional pay:

Bonus scheme Commission pay Performance bonus
Schedule:

Day shift Monday to Friday No weekends
Experience:

Insurance sales: 1 year (required)
Location:

Carlisle CA2 5BB (preferred)
Work Location: Hybrid remote in Carlisle CA2 5BB