Job Description

Job Overview
Business Segment: Personal & Private Banking
Location: JE, St Helier, Saint-Helier, La Motte Street
Job Type: Full-time
Job ID: 80421065
Date Posted: 12/1/2023



To provide efficient and relationship-based lending offering and solutions to high net worth clients, in collaboration with the Relationship Managers, and contribute to the service delivery of client centred, coordinated solutions to enable a positive client experience. To grow the debt book by identifying opportunities for additional or more efficient debt structuring for clients in order to contribute to the overall profitability of the business.

Qualifications

Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce

Experience
5-7 years - General banking experience with exposure to the entire retail and corporate banking value chain and 3 years of exposure to credit. Clear understanding of lending value proposition and delivery strategy as well as thorough knowledge of the code of banking practice.

Additional Information

Outputs

Act as the first line of defence, ensuring quality control and risk management.
Adjudicate contentious issues between the client, the credit division and the relationship manager to encourage solutions that both serve the interests of the client and those of the bank.
Advise clients on the suite of lending products and recommend the most suitable product to meet their specific needs to contribute to a highquality service to Wealth clients.
Conduct a thorough needs analysis to identify customer needs effectively when opening new accounts or giving product advice, in line with Financial Advisory and Intermediary Service Act (FAIS) licence categories.
Encourage the credit division to turnaround applications promptly and in line with service levels agreement in order to contribute to an efficient and positive client experience.

Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za