Job Description

About Us :

Vanquis Banking Group has a rich history dating back to 1880. The company was founded in Bradford by Joshua Kelley Waddilove as The Provident Clothing and Supply Company to help people access finance and goods who couldn\'t from traditional lenders.

Today, Vanquis Banking Group is a FTSE All Share company listed on the London Stock Exchange with around 1.6 million customers and plays the same role in people\'s lives today, as it did when it was founded.

Vanquis Banking Group is a unified group made up of two brands: Vanquis (cards and loans) and Moneybarn (vehicle finance). While they offer different products and services, they share the common purpose and customer-centric values at the heart of our group. We understand our customers are real people with varied life experiences, so everything we do from our products to our customer experience is designed with this in mind.



You and Your Team:

As a Introducer Oversight Manager, you will educate and influence Vehicle Finance leadership, management and Introducer networks on key regulatory developments and risk exposure.

You will aim to reduce risk exposure and improve customer outcomes through risk assurance and setting management actions, Influencing key decisions on Introducer selection.

Reporting into the Senior Governance Manager and FLOD, the role holder will be responsible for ensuring regulatory and business change is implemented efficiently and effectively.

In your day-to-day role, as a Introducer Oversight Manager you will:

• Lead on FLOD Risk Assessment, control design and adherence to Introducer framework.
• Act as a delegate for the Senior Governance Manager.
• Be the source of key internal and external information in order to lead on emerging external and internal risks, through research and attendance at key industry meetings.
• Lead on 1st line risk assessment and requirements for regulatory projects.
• Conduct Introducer assurance that will include pre and post contractual due diligence and both thematic and targeted risk reviews. Key topics will include but not limited to: 2LOD, Customer outcomes, Vulnerability, Commission, AR\'s, Complaints Handling, invoicing, risk events, regulatory compliance and adherence to policy and procedures.
• Design and implementation of the Introducer assurance plan.
• Manage a stakeholder network across 2LOD effectively, to deliver results in a collaborative way, whilst maintaining the integrity of the overall function.
• Manage a Team of 2/3 direct reports.
• Be accountable for ensuring the Introducer Assurance/ FLOD Team deliver the plan in line with the expected quality and timescales.

Qualifications

What you will bring to the team:

• Experience within a regulatory role, preferably within motor finance / credit broking
• In depth experience in outsourcing assurance and oversight/auditing.
• Excellent stakeholder management.
• Excellent at assessing large volumes of information and presenting key points concisely.
• Strong analytical and numeracy skills.
• Good project management skills.
• Proven track record in risk assessment and impactful influencing.
• Experience in regulatory and industry engagement and participation on working groups.

Additional Information

Why Moneybarn?

We understand that a reliable car, van, or motorbike is more than just a vehicle. We have a passion for getting our customers where they want to be. The company has won awards for its service and approach, most recently they won \'Sub-Prime Lender of the Year\' and \'Independent Finance Provider of the Year\' at the Motor Finance Europe Awards 2021, \'Specialist Lender of the Year\' and \'Vehicle Finance Provider of the Year\' at the National Credit Awards 2021, \'Responsible Lender of the Year\' at the Credit Awards 2022 and the Feefo Gold Award 2022

We\'re passionate about our colleagues and invest in professional development, offer flexible working, and provide a variety of tools to support wellbeing. Our colleague forums run regularly which allows everyone to have their say in an environment that offers no judgement. We\'re also incredibly proud to have won the Company Culture Lotus Award for several years running.

Our Management Team are constantly improving the way we look after our people and have created an environment where everyone feels valued and can be themselves.

On top of all this, we will give you a package including:

• Competitive salary
• Discretionary annual bonus
• Hybrid working considered
• Up to 30 days holidays in addition to bank holidays
• Pension Scheme with matched company contributions up to 5%
• Private Medical Insurance
• Extensive opportunities for personal and career development
• Opportunity to grow, develop and learn
• Colleague Perks at Work discount platform
• Season ticket loan
• 1 paid day to \'give back\' to local communities or chosen charity

We strive to constantly improve the way we look after our people and have created an environment where everyone feels valued and can be themselves. We know that by having a better, more inclusive culture and a diverse group of colleagues, we can support our customers and each other in the best way possible. We also believe this goes a long way to helping us live our purpose and defines why we\'re here in the first place: to help put people on a path to a better everyday life.

We\'re an equal opportunities employer and we want people to join us no matter how they identify, their sexual orientation, marital or civil partner status, race, colour, nationality, ethnic or national origin, religion or belief, disability, or age.

We want to attract and retain the best people. So, we make sure that, if people need it, they\'re given all the extra support and reasonable adjustments to take part in any part of our application or interview process. We\'ve also got lots of colleagues who choose to work flexibly, so please feel free to talk to us about how you prefer to work at any time.

We reserve the right to close this vacancy early if we receive sufficient applications for the role. Therefore, if you are interested, please submit your application as early as possible.

Moneybarn