Job Description

Bespoke Underwriter 12 month FTC

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Opportunity to be part of NFU Mutual's National High Net Worth Underwriting team in a growth area of the business

Join a department which offers ongoing training and development opportunities with potential for the role to become permanent in future

Hybrid 80% homeworking available and 20% from our office in Bristol or York

About the role

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We have an exciting opportunity for an experienced Underwriter to join our High Net Worth Underwriting team on a 12 month fixed term contract basis with potential for the role to become permanent in future. The role will be focused primarily on our Bespoke home insurance product and you will be responsible for building and maintaining effective relationships with our unique network of NFU Mutual Agents, delivering first class technical support and assistance on renewals, mid-term adjustments and new business.



As a Bespoke Underwriter you will be underwriting risks that meet NFUM's risk appetite and you will have the opportunity to work closely with colleagues from all areas of the business including such as sales, underwriting, head office, loss control and the agency network to ensure that the level of service and underwriting you provide is second to none.



NFU Mutual provide a comprehensive induction to the role and will tailor a training plan to suit your needs. You will receive ongoing training which will support your career progression and personal growth, including developing your High Net Worth underwriting and market knowledge.



We encourage a healthy work/life balance, and this opportunity will offer you a 35-hour working week, with shift patterns falling between 8am and 6pm Monday - Friday, and no weekends! Our hybrid working model also means you can work from the comfort of your own home up to 80% of the time once you are fully up to speed.

About you

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We are looking for a customer-oriented underwriting specialist who is committed to finding the best solutions for clients while balancing risk management and business objectives. Experience in home underwriting is essential, and while High Net Worth expertise is beneficial, it is not required as training will be provided. Ideally, you will hold intermediate underwriting authority or be actively working towards obtaining it.



As a proactive and self-motivated professional, you will be dedicated to achieving high-quality standards. Your ability to remain solutions-focused, adaptable, and customer-centric will be critical in ensuring positive results.



You will have exceptional communication skills, both written and verbal, with the ability to clearly articulate solutions and influence colleagues across all levels. Strong time management and organisational skills will enable you to work efficiently while maintaining a keen focus on delivering optimal customer outcomes. Collaboration is a fundamental aspect of this role, requiring effective stakeholder management and teamwork to develop tailored insurance solutions that truly meet customer needs.



We are looking for someone who can demonstrate strong coaching and mentoring skills, supporting others to develop their potential and achieve their goals. You will be confident in providing constructive feedback in a clear and supportive way, helping to drive continuous improvement. Resilience is key, as you will need to remain positive and adaptable when facing challenges or change.

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.

We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards

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When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:



Salary of up to 37,500 depending on skill set and experience
Annual bonus (up to 10% of salary)
Contributory pension scheme, up to 20%, including your 8% contribution
25 days annual leave + bank holidays + buy/sell/save holiday trading scheme
A Family Friendly policy that helps you balance your work and family responsibilities
Access to savings at High Street brands, travel and supermarkets
20 contribution to a monthly gym membership - subject to T&Cs
Health and wellbeing plan - cashback for dentist, opticians, physio and more
Access to voluntary benefits, including health assessments, private medical insurance and dental insurance
Employee Volunteering - volunteer in the community for one day each year
Unlimited access to Refer a Friend 500 bonus scheme
Life Assurance cover of 4 x salary
Employee discounts of 15% on a range of NFU Mutual insurance policies.

Working at NFU Mutual

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We're one of the UK's leading general insurance and financial services companies. For over 110 years we've put our customers at the heart of everything we do. Our people are just as important to us.



We pride ourselves on being "a great place to work" and our Gallup Exceptional Workplace 2025 award was not only awarded with Distinction but also named us as the first UK-based company to receive a Gallup Exceptional Workplace for ten years in a row. We are also the only Insurer to feature in the LinkedIn Top 15 Companies 2025 list of 'Best midsize employers to grow your career in the UK', the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023, 2024 and 2025.



We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future.

York

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Zenith House

Clifton Park Avenue

Shipton Road

York

YO30 5PB


Visit the York office

Vacancy managed by

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Antoniya Teneva